All About Liberty Reverse Mortgage
Founded in 2003 as Liberty Reverse Mortgage, Liberty Home Equity Solutions is headquartered in Sacramento, California. For a time, Genworth Financial owned the company and it went by the name Genworth Financial Home Equity Access (GFHEA). In February 2013, the company again changed names, becoming Liberty Home Equity Solutions. Ocwen Financial acquired the company in April 2013.
As of 2017, Liberty Home Equity Solutions is consistently one of the top reverse mortgage lender by origination volume. The company offers reverse mortgages in all 50 states. Liberty Home Equity Solutions is also well known for its commercials starring Robert Wagner, a television and film actor in his 80s.
Customer Reviews
Unfortunately, there are not many consumer reviews for Liberty Home Equity available on the Internet. There are a handful of reviews aggregated across a number of websites, but none of the sites that the authors located contained more than a couple of reviews each. Liberty does currently enjoy an “A+” rating with the Better Business Bureau, and the company offers an “Iron Clad Guarantee” to its customers. As part of the guarantee, Liberty will match any competitors price and close the loan within 60 days. If it does not follow through on these promises, the borrower will receive monetary compensation.
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Liberty Home Equity Solutions Statistics
Here is a breakdown of Liberty’s total loans and maximum claim amounts per month since 2015:
| Date | Loans | Total Max. Claim |
| 2015-01-01 | 143 | 32,752,997 |
| 2015-02-01 | 145 | 32,886,050 |
| 2015-03-01 | 235 | 57,875,600 |
| 2015-04-01 | 159 | 38,379,230 |
| 2015-05-01 | 174 | 44,607,600 |
| 2015-06-01 | 252 | 57,037,300 |
| 2015-07-01 | 183 | 50,449,340 |
| 2015-08-01 | 274 | 77,596,187 |
| 2015-09-01 | 213 | 52,872,671 |
| 2015-10-01 | 170 | 44,922,800 |
| 2015-11-01 | 87 | 21,405,000 |
| 2015-12-01 | 38 | 11,650,000 |
| 2016-01-01 | 148 | 39,489,400 |
| 2016-02-01 | 272 | 73,961,118 |
| 2016-03-01 | 184 | 54,300,400 |
| 2016-04-01 | 252 | 74,302,690 |
| 2016-05-01 | 130 | 39,200,700 |
| 2016-06-01 | 162 | 47,388,914 |
| 2016-07-01 | 88 | 27,426,458 |
| 2016-08-01 | 75 | 25,632,003 |
| 2016-09-01 | 113 | 35,921,100 |
| 2016-10-01 | 121 | 33,162,100 |
| 2016-11-01 | 94 | 27,276,515 |
| 2016-12-01 | 115 | 29,367,720 |
| 2017-01-01 | 113 | 27,984,200 |
| 2017-02-01 | 192 | 58,758,000 |
| 2017-03-01 | 266 | 73,639,900 |
| 2017-04-01 | 214 | 67,037,027 |
| 2017-05-01 | 143 | 42,281,550 |
| 2017-06-01 | 126 | 38,965,700 |
| 2017-07-01 | 108 | 29,837,150 |
| 2017-08-01 | 157 | 42,085,600 |
| 2017-09-01 | 119 | 33,272,150 |
| 2017-10-01 | 97 | 29,404,400 |
| 2017-11-01 | 101 | 26,423,673 |
| 2017-12-01 | 85 | 27,079,434 |
| 2018-01-01 | 267 | 85,979,000 |
| 2018-02-01 | 214 | 68,410,550 |
| 2018-03-01 | 152 | 48,338,445 |
| 2018-04-01 | 61 | 19,978,574 |
| 2018-05-01 | 51 | 15,670,400 |
| 2018-06-01 | 36 | 11,710,780 |
| 2018-07-01 | 61 | 19,799,250 |
| 2018-08-01 | 51 | 14,899,117 |
| 2018-09-01 | 87 | 27,112,200 |
| 2018-10-01 | 64 | 16,448,400 |
| 2018-11-01 | 36 | 11,636,995 |
| 2018-12-01 | 39 | 11,972,450 |
| 2019-01-01 | 46 | 14,990,150 |
| 2019-02-01 | 59 | 15,739,100 |
| 2019-03-01 | 54 | 15,040,550 |
| 2019-04-01 | 83 | 25,118,875 |
| 2019-05-01 | 66 | 18,992,575 |
| 2019-06-01 | 44 | 13,719,950 |
| 2019-07-01 | 67 | 20,965,850 |
| 2019-08-01 | 8 | 2,381,380 |
| 2019-09-01 | 49 | 16,688,775 |
| 2019-10-01 | 52 | 16,002,900 |
| 2019-11-01 | 41 | 12,123,025 |
| 2019-12-01 | 1 | 710,000 |
| 2020-01-01 | 159 | 50,288,571 |
| 2020-02-01 | 199 | 63,186,475 |
| 2020-03-01 | 76 | 26,817,300 |
| 2020-04-01 | 22 | 6,966,600 |
| 2020-05-01 | 27 | 8,251,025 |
| 2020-06-01 | 4 | 1,090,000 |
| 2020-07-01 | 1 | 350,000 |
Since the beginning of 2015, Liberty has originated the eighth most loans of any reverse mortgage lender:
| Lender | Loans |
| AMERICAN ADVISORS GROUP | 92,579 |
| FINANCE OF AMERICA REVERSE LLC | 19,863 |
| MUTUAL OF OMAHA MORTGAGE INC. | 18,363 |
| ONE REVERSE MORTGAGE LLC | 17,104 |
| REVERSE MORTGAGE FUNDING LLC | 16,263 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 11,775 |
| LONGBRIDGE FINANCIAL LLC | 8,144 |
| LIBERTY HOME EQUITY SOLUTIONS INC | 7,725 |
| SYNERGY ONE LENDING INC. | 6,849 |
| PHH MORTGAGE CORPORATION | 6,537 |
| HIGH TECH LENDING INC | 5,918 |
| SOUTH RIVER MORTGAGE LLC | 5,195 |
| REVERSE MORTGAGE SOLUTIONS INC | 5,001 |
| LIVE WELL FINANCIAL INC | 4,681 |
| ADVISORS MORTGAGE GROUP LLC | 4,406 |
| OPEN MORTGAGE LLC | 4,327 |
| NATIONWIDE EQUITIES CORPORATION | 4,018 |
| ENNKAR INC. | 3,329 |
| ALL REVERSE MORTGAGE INC. | 3,273 |
| FINANCE OF AMERICA MORTGAGE LLC | 3,092 |
How Do We Feel About Liberty Home Equity Solutions?
Liberty Home Equity Solutions is one of the leaders in the new, relatively bank-free reverse mortgage market. Liberty has done a nice job of providing solid resources for consumers on its website, and we hope that as the marketplace develops more custom reviews will pop up online.
